Online shopping tips and tricks

As consumers we have become very savvy when it comes to shopping online. More than 52 billion pounds was spent via online shopping in 2015 and this clearly represents our desire to use the World Web Wide to its full potential when it comes to spending our hard earned wages. Online shopping has only ever increased in popularity as many millions of companies continue to build upon their online outlets and improve the level of service they offer to consumers. The likes of Amazon and EBay have forged their success solely via the means of online based outlets and have driven customers to their sites thanks to their ability to provide clear and fast customer service. Many high street outlets have also taken advantage of the power of online shopping and have extremely successful customer relationships established both on and off line. With all of this in mind it would be fair to say that the internet has become an absolute stable in our everyday existence and in many respects this is down to cost and convenience. Not only can online retailers reduce the cost to consumers of goods and services in many instances due to lower overheads but in addition consumers can often shop a wider selection of goods or services in a smaller time frame. Great selection within the World Wide Web comes from vast amounts of choice and the ability to compare suppliers via the click of a button which can only add to the shopping experience for many consumers. The great news is that cost and convenience are not the only benefits which can be gained by using the internet and in fact there are plenty of money saving devices which are at our disposal also.

Although of course we can quickly move from one website to another in a manner of moments and in doing so gain knowledge and understanding as to how costs and products compare, there are in fact a whole host of specifically designed websites who will assist you in this task. Take for example the website www.vouchercodes.co.uk who are a company dedicated to locating and making available offers and promotions for a whole host of service providers. Whether this be clothing, eateries or days out, websites like these can give us direct excess to locations where special promotional codes can be applied either alongside or in addition to existing offers. Using these resources can make a huge amount of difference to the overall cost of a purchase and may even help to bring our attention to new suppliers of goods and services we had not considered before. Another prime example is the website www.wowcher.co.uk who actually specialise in offering a broad selection of promotional codes for several consumer market places. Wowcher will tailor your preferences to your specific requirements and then alert you via email when matching offers then become available. Often to take advantage of such services we need only provide very basic personal details, such as name and email address and as such do not requirement what feels like a large commitment for a tangible return at some point of another.

As well as a great selection of money off based sites the internet is now also home to a strong collection of comparison based websites also. These sites aim to specifically compare the costs of like for like providers and will then present the information in a clear and easy to understand format. Whether this be an insurance based product, such as home or car insurance or even holiday insurance for example, a financial product such as a loan, or even tangible goods and services. Instead of having to do the ground work yourself, even via the means of the internet, these sites work in partnership with mainstream suppliers to give us ways of comparing total cost and also the specific of the actual service itself. There is further great news for consumers who use these sites to help save money and reduce total costs given the fact that there are often additional promotions offered from comparison sites. Granted this may mean something as simple as a cuddly toy but often there are promotions which mean electrical goods and days out can be gained also. Again such promotions do not carry an additional cost and can be granted access simply by agreeing on a provided based on the use of the comparison provider. The trick of course is to assess all of the options which are available and then make an informed decision based on knowledge and understanding. Where a benefit may be fantastic on one site, the cost on another may be lower and therefore looking at the overall picture and the purpose of the purchase originally will help to ensure we make wise and sensible spending and saving decisions. 

Representative Example: Representative 1286.98% APR on a loan of £300.00 with 5 monthly repayments of £101.03 Total amount repayable £505.13 Annual interest rate (fixed) 290%

Warning: Late repayment can cause you serious money problems - For help, go to moneyadviceservice.org.uk

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Author: Internal Marketing Department

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